Brian O'Neil - RE/MAX Advantage I



Posted by Brian O誰eil on 11/24/2020

This Condo in Webster, MA recently sold for $200,000. This Townhouse style home was sold by Brian O誰eil - RE/MAX Advantage I.


26 West Ave, Webster, MA 01570

Condo

$160,000
Price
$200,000
Sale Price

5
Rooms
3
Beds
1/1
Full/Half Baths
Make this home smile again! Built in 2007 this young townhouse sits on a perfect flat lot with a fenced in yard that makes you think it痴 a single family home. Your own driveway and sidewalk to your front door. The possibilities are endless, add carpet upstairs and move right in or remodel to today痴 new home standards! With vinyl floor coverings the updates are yours to dream up and add. The first floor is open to the eat in kitchen/dining room with sliders to the back deck. Large living room and a half bath for guest and convenience. Up the stairs you will find your full bath with tub shower combo and 3 good sized bedrooms. The basement is unfinished with all of the potential you would need. The bulkhead leads to the back yard for easy access for storing your stuff. This is a newer home ready for updates. Open houses this weekend 12-2 Saturday and Sunday,COVID guidelines apply. Register a time or simply wait a few for your turn to enter. Offers due Monday at 5pm.






Tags: Real estate   Condo   01570   Webster  
Categories: Sold Homes  


Posted by Brian O誰eil on 11/22/2020

Photo by Pixabay via Pexels

Thinking of buying a home in the near future? You're going to need a preapproval. This tells real estate agents that you're serious about the home-buying process, and it alerts sellers that you're a solid, low-risk candidate. Preapprovals aren't always easy to score, however. And if you're someone who's had a few credit issues in the past, you may need to improve your credit score before your dream of home-ownership becomes reality. 

Here's a checklist of best practices for prepping your credit to gain a preapproval:

Check Your Credit Reports

Before you ever approach a lender for a home loan preapproval, make sure you know what's on your credit reports. You're entitled to one free credit report each year from each of the three different reporting agencies:

Order credit reports for yourself and for anyone who will be a co-applicant on your home loan, and then scour your reports for inaccuracies. 

File Immediate Disputes Over Inaccuracies

Any discrepancies you find should be reported immediately. It's an easy process of reporting the issue to the credit bureau and waiting while they go back to the creditor to verify what you've claimed. In most instances, the inaccuracy will be removed within a week or two, though you may have to produce receipts as proof of payment. 

Contact Creditors to Offer Settlements

Make a list of old, unpaid debts that are valid and set aside the funds to pay them off, one by one. If you have cash-in-hand, call creditors and ask them to settle for a portion of the balance in cash. Some may be willing to work with you, others may not. But it never hurts to ask. 

Pay Current Bills On Time

Stay current on existing accounts. Make sure everything is paid on time, from credit cards to car payments, to ensure you don't lose points on your overall score while you're working toward credit restoration. 

Pay Down Your Debt-to-Income Ratio

Your debt-to-income ratio is an indicator of how responsibly you use your credit. The lower your ratio, the easier it will be to obtain a preapproval. Pay down big balances. The more credit you're able to free up, the more attractive you'll look to potential lenders. Prepping your credit to gain a preapproval is surprisingly easy, but it requires the funds necessary to pay off outstanding debts and to pay down current balances. 

Start early if you suspect there are items on your credit report that require fixing, and be patient as things circle back around. Credit repair is not an overnight fix, but with steady progress, it won't be long until you have a preapproval for your new dream home.




Categories: Uncategorized  


Posted by Brian O誰eil on 11/20/2020

This Single-Family in Worcester, MA recently sold for $250,000. This Colonial style home was sold by Brian O誰eil - RE/MAX Advantage I.


34 Saint Anthony St, Worcester, MA 01607

Single-Family

$239,900
Price
$250,000
Sale Price

7
Rooms
4
Beds
1
Baths
***Multiple offers. Highest and best due by Tuesday at 5pm.** Updated 4 bedroom, 1 bath, Colonial on level corner lot with one car detached garage. Kitchen with stainless steel appliances, updated cabinets, soapstone countertop and gas stove. Bathroom with heated floor! Great highway access to routes 146 and the Mass Pike.

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Categories: Sold Homes  


Posted by Brian O誰eil on 11/15/2020

Photo by Free-Photos via Pixabay

Making your home a little more green won’t take much time or effort, but the results will pay off for years to come. You’ll consume fewer products, be exposed to fewer chemicals and even spend less money every month. Incorporate one or more of these easy green ideas into your home routine to see just how easy it is to live in an eco-friendly way.

  • Buy local: When it comes to food, items that are in season or produced near your home not only cost less, they don’t have to be trucked a long way to get to you. Less gasoline is consumed and your food is fresher, too, when you buy local produce, eggs and meat.
  • Swap out light bulbs: Swapping your conventional light bulbs for LED or smart bulbs can cut your energy consumption and the amount of bulbs you use. You don’t have to do this all at once, simply replace bulbs with more energy efficient models as they burn out.
  • Check for leaks: Faucets, outdoor hoses and toilets that run or leak are wasting water, and probably generating higher bills each month. Track down and repair leaks to conserve water and save.
  • Lower your water temperature: Lower the temperature on your water heater and you’ll save money. You’ll also make your home safer for kids or elderly family members, since overly hot water can lead to burns.
  • Green Clean: You can buy home cleaners that are made with fewer chemicals – or even make your own. Switch out over time, as you run out of conventional cleaners, and you’ll end up with a greener, healthier home.
  • Choose cloth over paper: It’s not always feasible, but using cloth napkins and towels in place of paper ones will cut your consumption. Save the disposable ones for bad spills and messes, and use cloth for everything else. You’ll use much less paper and see a dip in your spending, too.

Any of these ideas can help you go green at home, without much effort or expense. Choose one to start with and incorporate it into your routine – even small steps make a difference when you are opting for a greener lifestyle and home.

 




Categories: Uncategorized  


Posted by Brian O誰eil on 11/10/2020

This Single-Family in Worcester, MA recently sold for $296,500. This Raised Ranch,Split Entry style home was sold by Brian O誰eil - RE/MAX Advantage I.


11 Forkey Ave, Worcester, MA 01603

Single-Family

$269,900
Price
$296,500
Sale Price

6
Rooms
3
Beds
1/1
Full/Half Baths
Three bedroom, 1.5 bath split with finished basement and one car garage under. Sliders off kitchen to deck overlooking large level back yard with storage shed. 4th bedroom, family room and half bath in basement.

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Categories: Sold Homes